With over five decades in the insurance industry, US Risk understands our clients’ needs for affordable coverage that does not leave them unprotected. That is why the team of US Risk underwriters are a qualified and knowledgeable group of professionals that know just what you need. Why Do Underwriters Matter? For those that are new
Whether you plan on opening a new hair salon, expanding your franchise or opening another restaurant, obtaining proper business insurance is an important part of your success. While you may prepare for any client complaints or future business changes, you never know what kind of incidents may occur years down the road. Thankfully, business insurance
When considering the success of a live show, party, music concert, sporting event or another form of entertainment, many simply think of the profit received, the quality of the production and the experience of all who attended. However, greater consideration should be the safety and health of all those who appeared and participated. To tackle
As a newer threat to businesses, digital crimes are often not handled properly. Basic liability often does not cover these more recent threats, leaving business ill equipped if they are not prepared for these specified attacks. Thankfully, cyber security insurance in Carmel is offered for these digital cases of loss. After all, there are various
For those operating a staffing service, there are a number of concerns regarding employee behaviors, injuries and liabilities when hired individuals operate away from the staffing center. Although the purpose of these agencies is to supply necessary labor for third-party companies on a contract basis, the hiring agency is exposed to the same risks and
There are many individuals who are in need of securing bonds for either personal or business needs. A surety company in New Jersey, for example, will be able to best offer bonds to cover their residents’ needs. There are many reasons why a resident would need a bond, and these differ from the reasons of
Intended to protect companies from claims arising from injuries or property damage, a comprehensive general liability policy is an essential cog in ensuring the long-term financial health of any business–no matter how large or small. Yet no one should assume that all commercial liability insurance is created equally. When figuring potential premium costs, it is
You just pulled your dream car off the dealer’s lot and into the real world. Even though you drive carefully, someone makes a wrong turn and plows into the side of your car. It’s a bummer, but at least the driver has tri state auto insurance, doesn’t he? Maybe he does. Maybe he doesn’t. If
Carpet cleaning services are able to make a huge difference in the look and quality of a floor for a building with carpeting. Many people depend on these services for a process that cannot be accomplished easily with regular cleaning tools and equipment. However, providing that deep clean requires numerous risks that can cause the
The club is hopping with the steady beat of music, people dancing and swaying to the rhythm with their drinks raised in celebration. Bars, dance halls and nightclubs in particular often serve alcohol to their patrons. Those same patrons then leave the establishment on their own or with someone else. Having nightclub liquor liability insurance
