Staffing workers either temporarily or on contract is a necessary part of doing business in America. Insurance for staffing agencies should be comprehensive and cover the unique risks and liabilities associated with the industry.
Most states require a workers compensation policy. The insurance offers protection if they are injured or become ill while on the job.
Some clients may require your staffing agency to offer health insurance to your workers. Much of this is in response to the changing federal laws around healthcare.
A general liability policy offers protection in the event your staffing agency is sued. Policies cover a variety of claims from personal injury to property damage arising from the business.
The physical location of the business needs protection against financial loss due to incidents and disasters that can cause damage. For home based workers, there are plans available for them as well.
Errors and Omissions
Mistakes happen and a dissatisfied customer can file a suit claiming negligence. Whether they win the suit or not, the business can suffer financial loss due to court costs and other legal fees.
A broker or agent can help find the right insurance for staffing agencies. From protecting the business to ensuring employees are covered, insurance can help prevent financial loss associated with injuries, illnesses, disasters and negligence.