The state of Connecticut requires that all drivers have auto insurance that at least provides liability coverage and coverage for uninsured or underinsured motorists. While this minimum coverage helps, there are more types of coverage that are available. Examples of extra Southbridge CT auto insurance coverage you might consider include no-fault, collision, full glass, and towing.
No-fault coverage basically takes fault out of the equation for personal injury. Some policies may not cover you if you were the one who caused the accident. No-fault coverage means you still get personal injury protection no matter who caused the accident.
If another vehicle crashes into yours, you shouldn’t have to stress about the insurance the other driver has. Collision coverage may also kick in for collisions with stationary or non-living objects, such as telephone poles.
Full glass coverage protects you when anything happens to any of the glass on your vehicle. If a window gets smashed in a theft attempt, you should be covered. In some cases, full glass coverage may not have a deductible, which means you shouldn’t have to pay anything if a window gets broken.
If you get stranded on the side of the road and need a tow truck to get you to a shop, you’ll have to pay out of pocket unless you add towing to your insurance policy.
While there are minimum requirements you must meet with your Southbridge CT auto insurancepolicy, there are a lot of other options that you might want to consider as well. Talk with an agent today about additional coverage that might benefit you while driving.