Insurance for Janitorial Businesses

Hospitals, schools, offices and virtually every major establishment has one thing in common; they rely on janitorial services that often work behind the scenes to keep their buildings clean, safe and maintained. While janitors are sometimes employees of the business, others are smaller businesses under contract. In these types of scenarios, it’s important to consider janitorial service insurance to keep these employees safe and protected.

Janitorial Responsibilities

Janitors are often tasked with a variety of responsibilities. These often include routine maintenance as well as an occasional job that may deviate from the norm. A typical job description may include the following:

  • Trash removal
  • Minor repairs and cosmetic work on building
  • Carpet care
  • Mopping, vacuuming
  • Ordering and some administrative duties
  • Set-up and break-down for events

Special Considerations

In this line of work, it is important to have the appropriate janitorial service insurance. While most days may follow a relatively predictable schedule, there are certain risks that these businesses must be prepared to address. Some of these include:

  • Illegal actions by employees
  • Damage done on property as a result from services

Any injury or harm done to an employee or a client as a result of the business’s actions.

With the special needs of those in the maintenance business, it may not be ideal to settle for just the standard small-business insurance. Speak to an agent today about getting janitorial service insurance tailor-made to the unique needs of those in this industry.

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