In today’s increasingly interconnected world, sending employees out into the field has become more essential. Whether your employee is traveling to an industry conference or a meeting with a new International client or business partner, making sure they’re protected with insurance for travel accidents while working should also be a priority.
It’s likely that your business already provides medical insurance benefits to its employees, but many insurance policies don’t include insurance for travel accidents. This gap in coverage could lead to serious consequences should your employees be injured while traveling outside their primary healthcare system for work. To decrease your liability in the event of an accident, make sure your employees are covered by travel insurance before they leave.
Whether employees are traveling domestically or to foreign countries, expenses for everything from basic treatments to hospital stays can become exorbitant without special insurance policies to cover them. Make sure you and your employees understand what varieties of treatments are covered by your policy and what resources they have to access medical care should they need it.
Life Insurance Benefits
Should the worst occur, you’ll want to be sure that your employees’ loved ones are cared for just as they would have been had a severe accident occurred in your own workplace. While looking into insurance for travel accidents, ask about coverage for accidental death and dismemberment, and repatriation.
Reach out to your insurance provider to see what kinds of travel insurance policies they can offer your business.