Assisted living facilities are a welcome alternative to nursing homes for those who can no longer live alone due to a need for assistance with everyday tasks such as cooking, cleaning, dressing, and transportation. While many families find themselves asking the question, “Does insurance cover assisted living?”, it’s just as important that a facility have the proper insurance coverage to operate safely and efficiently without fear of experiencing large financial losses due to liability claims or other risks.
Benefits of Creating a Safe Environment
Many families are concerned with the well-being and safety of their loved ones as they transition to an assisted living facility, and maintaining a safe environment with minimal risks is beneficial for facilities as well. Minimizing the potential for liability claims helps keep insurance costs down and creates a reputation for quality service. Facilities can reduce the possibility of liability claims and put family members’ minds at ease by taking care in the following areas:
- Reducing the risk of slip and falls by utilizing proper safety features
- Properly assessing each resident’s level of care
- Taking proper action to protect Alzheimer’s and dementia patients from wandering off
- Ensuring the facility is in good working order
Don’t Skimp on Coverage
While families are concerned with the question of, “Does insurance cover assisted living?”, those who operate the facility need to ask, “Do I have enough coverage?” Having the proper coverage ensures the success of the facility as well as those who depend on it to function well in their everyday lives.