The Main Categories of Film Production Insurance

Film producers often encounter many challenges as they are filming a project. One of the most important things you can do is purchase film production insurance. In fact, most states require filmmakers to have some form of insurance in place. Here are a few types of insurance that many film production companies choose to implement.

General liability is the primary type of insurance most production companies choose to incorporate. This will cover for any damages or injuries that occur to people who are on the set but are not a part of overall the filming. This is necessary as it can minimize the risk of a lawsuit from a person injured on set. General liability can also cover any damages that may occur at the filming location.

Another type of insurance filmmakers often purchase is video equipment insurance. This kind of insurance policy covers all of your equipment even in the event that it is damaged or stolen. Since video equipment is usually expensive, this insurance policy could prove to be beneficial for your production company.

A final option is errors and omissions insurance. Basically, this insurance policy will legally protect you from lawsuits that may arise from allegations of plagiarism, defamation and more.

As you can see, there are three main categories of film production insurance. It is up to your production company whether or not you choose to implement any or all of these insurance policies.